Yes. Like all other banks, we are regulated by the relevant regulatory bodies in the countries where we operate, and our Tier 1 capital ratio is far above that of many banks. We have been in operation for 177 years, a testament to our careful stewardship of our clients’ interests.
We take a boutique approach to private banking. Long-term returns depend on many factors, including individual clients’ objectives, risk tolerance, type of mandate, and time horizon.